Whilst many superannuation funds dictate the manner in which your contributions are to be invested, LGS gives you the choice.
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|High Growth||Defined Benefit Strategy||Growth||Balanced Growth|
|Objective||3.5% above CPI||Nominal return of at least 5.75%||3.0% above CPI||3.0% above CPI|
|Time Horizon||7 years||5 years||5 years||5 years|
|Risk Profile||High||As this is a defined benefit scheme any downside risk is effectively underwritten by the Employers.||Medium to High||Medium to High|
|Availability||Excludes Defined Benefit Scheme||Only Defined Benefit Scheme||Only Retirement Scheme||Excludes the Defined Benefit Scheme|
|Summary||For high investment growth above the Consumer Price Index (CPI) rate over the longer term.||For real investment growth over the medium to long-term.||For real investment growth above the Consumer Price Index (CPI) over the medium to long-term.||For real investment growth above the Consumer Price Index (CPI) over the medium to long-term|
|Learn more||Learn more||Learn more||Learn more|
|Objective||2.0% above CPI||1.5% above CPI||0.20% above 'cash'* rate|
|Time Horizon||3 years||2 years||2 years|
|Risk Profile||Medium||Low||Very Low|
|Availability||Excludes the Defined Benefit Scheme||Excludes the Defined Benefit Scheme||Excludes the Defined Benefit Scheme|
|Summary||For real investment growth above the Consumer Price Index (CPI) over the medium term.||For shorter term investing with good security and some potential for growth.||For investors who want exposure to investments in money market securities with a very low risk of capital loss.|
|Learn more||Learn more||Learn more|
* The benchmark for the cash rate is the Bloomberg AusBond Bank Bill Index.