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Super basics

Confused by super regulations and the huge range of super investment options available? You're not alone. That’s why we have cut through the jargon to make understanding super simple and to give you greater control over your financial future.

Start thinking about your super today

Paying off student debt, paying off a mortgage, taking time out from work to have children–there are many reasons to put off thinking about your super. Yet saving for your retirement doesn’t have to be hard and building an understanding of your super today can really pay off in the long run.

The superannuation system in Australia has been designed to encourage Australians to save for their own retirement.

As super savings are locked away until retirement, the Government offers generous tax concessions in super to encourage people to save. You can take advantage of tax savings both when you are working and in retirement, making super an excellent way to save.

Getting to know your super today can reap significant rewards when you retire.

Why do we have super?

When you eventually choose to retire, your super can provide you with an income when you are no longer being paid an income from working. And as super is a long-term investment, adding to your super savings today can have a significant impact on your standard of living in retirement.

Your super entitlements

Find out how you can make the most of your super entitlements, from choosing your super fund to making additional contributions.

How much will I need?

Learn more about what you will need for a comfortable retirement.

Tax on super

From contributions caps to combining your super, we have all the information.