Combine your super

Are you one of the 45% of Australians who have more than one super account?

If you've changed jobs, moved house or changed your name, then you could be one of the many Australians who have lost track of some super.

According to the Australian Tax Office, $20.8 billion in lost super is waiting to be claimed - some of it could be yours.

How can I find my lost super?

To find and consolidate your super, so you can avoid paying unnecessary fees, simply log in to Member Online and go to the 'Consolidate your super' tab to begin your search.


Please note that our online consolidation tool is currently only available for members who joined prior to 1 March 2020 with a balance greater than $0. If you don’t fit into this criteria, you can consolidate online via myGov or complete this form and send it to us.

Watch your balance rise

If you have ever changed jobs, you probably have super scattered around in different funds. Rolling over your super now can save you from paying multiple fees which can eat away at your savings. Having one super account can also cut down on your paperwork and allow you to easily keep track of your super balance and investment performance.

Rolling over your super can save you money in fees, cut down on administration and help your super to grow.

For example, if you have four super accounts in addition to your LGS super account, you could save $10,0002 over 25 years by consolidating your super into your LGS account.

Number of additional super accountsTotal annual fees15 year's savings215 year's savings225 year's savings2
Three $300 $1,500 $4,500 $7,500
Four $400 $2,000 $6,000 $10,000
Five $500 $2,500 $7,500 $12,500
Six $600  $3,000 $9,000 $15,000

Annual administration fee of $100 assumed per account.
Savings amount assumes an annual administration fee of $100 per additional account only. It does not take into account other fees, taxes or investment returns.

Things to consider

Before you consolidate your super accounts into one fund, there are things you need to consider such as:

  • Check your insurance cover in your other fund and how it will be affected if you close your account. If you consolidate, it will often be cancelled. You may be eligible to transfer the insurance cover from your other fund(s) to LGS
  • Check and compare the features and benefits of your other super account against your chosen LGS super account, such as the types of investment options you can invest in. You may lose or have changes to the types of benefits and features you receive when you consolidate.


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The information on this website is of a general nature only and does not take into account your personal objectives, situation or needs. You should consider obtaining professional financial, taxation and or legal advice tailored to your personal circumstances prior to making any financial decision.