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Please note: The Retirement Scheme is a split-benefit or 'hybrid' scheme–it is a mixture of accumulation and defined benefits. Upon exiting the Retirement Scheme a member is entitled to a lump sum comprising:
As an alternative to requesting a lump sum payment upon exiting the Retirement Scheme, a member may choose leave all of their benefit in the Scheme as a Deferred Benefit. The entire value of a Deferred Benefit, including the Employer Financed Benefit and defined Basic Benefit, is invested in line with the member’s investment choice.