How to make your choice

LGS offers a range of super and retirement products, so no matter what your situation, we have a product to suit you.

How do I select the right product for me?

How you invest your super can have a big impact on your final super account balance. When deciding which product to choose, there are a number of things to consider, including:

  • How long do you have until retirement?
    As a general rule, the younger you are the more risk you can afford to take, as you have time to ride out market fluctuations. If retirement is just round the corner however, you may wish to consider a more conservative investment option, to protect the super you have accumulated so far.
  • What is your risk profile?
    Are you willing to tolerate more risk for the potential to gain a higher return, or do you get nervous when markets take a downturn? Understanding your attitude to risk will help you to decide whether a more aggressive or conservative investment strategy is right for you.

If you're not sure how to select the right product for you, you should consider talking to a financial planner.

How do I make a choice?

To change your investment options, log in to Member Online or the LGS mobile app and change your investment options online, via the Investments tab. Or you can complete the Changing investment option form and return it to us by post.

If you have any questions about our range of investment choices, call us on 1300 SUPER (1300 547 873) between 8.30am and 5.00pm, Monday to Friday.

What if I don’t make a choice?

If you do not make a choice, your super will be invested in the MySuper Age-Based Investment Strategy.

How do I roll over my super from another fund?

If you would like to roll over your super from another super fund, you can Combine your super online in a few easy steps, or you can complete the Transfer-in Authority form and return it to us by post.


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The information on this website is of a general nature only and does not take into account your personal objectives, situation or needs. You should consider obtaining professional financial, taxation and or legal advice tailored to your personal circumstances prior to making any financial decision.