Planning a secure retirement

So you have an idea of what to expect, when meeting with a financial planner, we follow these key steps:

1. Assess

It's a simple fact that everyone is different and no two people's circumstances or expectations about the future are ever going to be exactly the same.

That's why the first step in planning your retirement is to actually meet with your financial planner and talk over your personal circumstances.

Your financial planner will ask a number of questions to gather all the necessary information about you and your current situation.

This is an opportunity for your planner to get a deeper understanding of your needs and objectives and we recommend you allow at least one hour for this first meeting.

2. Plan

If you require personal advice, your financial planner will prepare a Statement of Advice which is a financial plan based on the information you provided at your first meeting.

A Statement of Advice will show you how to best manage your super, and any other investments, so you can achieve the best possible financial outcome to support your lifestyle in retirement.

Based on this analysis your financial planner will recommend the best course of action to implement the plan.

3. Implement

After receiving a Statement of Advice, you will have plenty of time to go through the plan with your financial planner, and this is the ideal opportunity to ask questions you may have about the plan or the planner's recommendations.

Once you are comfortable with the plan, your financial planner will assist you to implement the recommendations in the plan including all the paperwork and any other necessary arrangements.

4. Review

There aren't many certainties in life but change is definitely one of them. Circumstances can change gradually over time or unexpected events can disrupt even the best-laid plans.

That's why any long-term financial plan needs to be flexible.

So if your circumstances change and you think you need to review your plan, you can contact your financial planner to discuss your current situation and work out what options are available to you.

Financial planning is a partnership which continues even after you've retired, so you can be confident that we'll be here if you ever need any help.

Arrange an appointment with one of our financial planners today.


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The information on this website is of a general nature only and does not take into account your personal objectives, situation or needs. You should consider obtaining professional financial, taxation and or legal advice tailored to your personal circumstances prior to making any financial decision.