Natalie wasn’t quite ready to retire from work when her husband Jeff hung up his boots two years earlier. With five years to go until she planned on retiring, Natalie wanted to do as much as she could to maximise her super before finishing work at age 65.
Natalie had been making additional contributions to her super since they’d paid down their mortgage, and with no other debts, she was comfortable contributing more to make the most of her retirement investment.
However, Natalie wanted to determine the most tax-efficient way to do this, so she and Jeff met with LGS financial planner, Dean.
To see how an LGS financial planner* could help you maximise your super and reduce your overall tax, request an appointment now, or call us on 1300 LGSUPER (1300 547 873) between 8.30am and 5.00pm, Monday to Friday.
*Whether or not a fee applies will depend upon the scope of the financial advice you require. Your financial planner will discuss any fee payable when meeting with you and, if a fee is applicable, will advise you of the fee should you decide to proceed with obtaining the advice.
This case study is illustrative only and is not an estimate of the investment returns you will receive or fees and costs you will incur. Member names have been changed to protect anonymity.
This has been issued by LGSS Pty Limited (ABN 68 078 003 497) (AFSL 383558), as Trustee for Local Government Super (ABN 28 901 371 321). Any advice in this case study is general in nature and is not a substitute for personal advice as it does not take into account your investment objectives, financial situation or particular needs. Accordingly, you should seek professional personal advice and refer to the relevant Product Disclosure Statement at lgsuper.com.au before making a financial decision.
James (64) and Louise (63)