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Health insurance that puts you first

As well as looking after your super, we want to make sure that you’re looked after, now and in the future. That’s why we’re happy to offer HCF as the preferred private health fund for our members.

Just like Local Government Super, HCF operates on a not-for-profit basis, so you know it’s all about you, not shareholders.

As a Local Government Super member you can access a great corporate health insurance plan with Australia's largest not-for-profit health insurer, HCF. This means you can enjoy the following benefits:

  • Flexibility to mix and match your preferred levels of Hospital and Extras cover to suit your needs.
  • Get 100% back on certain claims for dental, optical, physio, chiro and podiatry.^
  • Claim immediately on extras such as dental, optical, physio and more with the usual 2 and 6 month waiting periods waived.*
  • Claim more with ‘Limit Boost’ – Top up your annual limit on dental and optical. This kicks in after 12 months on your extras cover and grows every year up to year six#
  • No excess for kids.

So say hello to HCF Corporate today

HCF's experienced health cover advisers can help you choose the right level of cover for your needs. For more information visit www.hcf.com.au/lgs or call 1800 880 049.

^Available at over 10,000 participating HCF providers on selected extras covers. Annual limits apply.
*Available when you take hospital and extras cover. Some longer waiting periods and conditions apply. Excludes all hospital services including the same day excess and ambulance cover.
#Limit Boost renews annually up to a maximum amount. Any unused Limit Boost cannot be carried into the following year.