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Health insurance that puts you first

As well as looking after your super, we want to make sure that you’re looked after, now and in the future. That’s why we’re happy to offer HCF as the preferred private health fund for our members.

As a Local Government Super member you can access a great corporate health insurance plan with Australia's largest not-for-profit health insurer, HCF who have been championing the health needs of Australians for over 80 years.

Access great benefits when you join Hospital and Extras

  • Discounted premiums: Enjoy reduced corporate pricing compared to equivalent levels of cover in the HCF retail range.
  • 100% back on selected extras: Claim 100% back on many dental, optical, physio, chiro and podiatry claims from over 10,000 participating HCF providers*.
  • Claim on health, wellbeing and prevention programs: Claim for a range of HCF approved health programs on eligible levels of cover, subject to limits. This includes weight management programs, gym memberships, breastfeeding consultation and bowel cancer testing.
  • Claim more with ‘limit boost’: Top up your annual limit on dental and optical. This kicks in after 12 months on your extras cover and grows every year up to year six^.

Say hello to HCF today

To start accessing these benefits today:

Switching to HCF is easy

If you already have health insurance, switching to HCF is easy. They’ll contact your current fund for you. Plus, you’ll have no additional waiting periods to serve for equivalent levels of cover (excluding hearing aids).

*Up to your annual limits. More information.

^Starting after your first 12 months of Extras cover and growing every year up to year six. Unused Limit Boost cannot be carried into the following year. More information.