Budgetary Changes Videos

Budgetary Changes

REQUIREMENTS: The following videos are provided in Windows Media format, A reasonable connection (of at least 56k) and the Windows Media Player ( available as a free download from this link ) is required.

Changes to contribution rules
FuturePlus financial planner Pam Ingleton provides an overview of key changes to superannuation contribution rules under the government's Simplifying Super changes. She explains the differential tax treatment between concessional and non-concessional contributions, and highlights some thresholds you may seek to avoid.
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    High Quality (300kbps, 9.1mb)
    Low Quality (75bps, 2.3mb)

CentreLink Age Pension
FuturePlus financial planner Lisa Judge explains how recent rule changes will affect many people's eligibility for the CentreLink Age Pension. She outlines changes to the assets test, and the new taper rate at which pensions will be reduced.
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    High Quality (300kbps, 5.8mb)
    Low Quality (75bps, 1.4mb)

Insurance
Pam Ingleton, a FuturePlus financial planner, explains some of the potential benefits of insuring through you superannuation. She describes how super funds often buy insurance at wholesale rates, and as a member you may be able to benefit.
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    High Quality (300kbps, 7.2mb)
    Low Quality (75bps, 2.0mb)

ETPs
Adam Nash, a FuturePlus financial planner, provides an overview of the new laws for paying eligible termination payments (ETPs) into your superannuation. He also outlines some of the transitional measures, and the eligibility criteria for them.
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    High Quality (300kbps, 5.6mb)
    Low Quality (75bps, 1.4mb)

Pensions
Ian Hamilton, a financial planner with FuturePlus, explains how changes to superannuation laws will affect pensions. He outlines the tax treatments to pensions and explains that many people will be able to collect their super tax-free.
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    High Quality (300kbps, 6.2mb)
    Low Quality (75bps, 1.6mb)

Transition to retirement
FuturePlus financial planner Ian Hamilton provides an overview of how some of the government's Simplifying Super changes may affect your transition to retirement. He outlines how you may be able to start collecting a pension while you are still working.
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    High Quality (300kbps, 7.5mb)
    Low Quality (75bps, 1.9mb)

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LGSS disclaimer

Please note that the information contained in this document is of a general nature only and is not for personal advice and has not taken into account your personal objectives, financial situation or needs. Any advice in this document is provided by FuturePlus Financial Services Pty Ltd (ABN 90 080 972 630) as an Australian Financial Services Licensee (AFSL 238445) on behalf of the Trustee of the Local Government Superannuation Scheme, LGSS Pty Ltd (ABN 68 078 003 497). LGSS Pty Ltd is an APRA Registrable Superannuation Entity Licensee (RSEL: L0001243). Local Government Superannuation Scheme is a Registered Superannuation Entity (RSE: Pool A - R1004656 and RSE: Pool B - R1004663). Members should not rely solely on this information and should consider their own personal objectives, financial situation and needs before acting on this information. Prior to making any decision you should obtain and consider the relevant Product Disclosure Statement (PDS) pertaining to your Scheme membership.

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