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A product disclosure statement (PDS) helps you understand more about a product so you are able to make an informed decision about which ones to invest in.
Information in a PDS
A PDS sets out:
| features of the product |
| fees that apply |
| the benefits and risks of investing |
| commissions that may affect your returns, and
information about complaints handling and cooling off rights
other information that is material to your decision to invest. |
| Please note where a supplementary PDS (SPDS) exists for the PDS, the PDS should always be read in conjunction with the SPDS. The latest SPDS details any changes that may have occurred subsequent to the issuing of the PDS. |
Accumulation Scheme Product Disclosure Statement
The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Accumulation Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme is comprised of:
Accumulation Scheme Product Disclosure Statement
Incorporated Material in the form of various factsheets
It can be obtained by clicking the link above.
Executive Scheme PDS
The Local Government Superannuation Schemes offer a range of services to help meet your retirement needs. Prior to making an application to join the Executive Scheme, you should read the whole of this document
The PDS for the Executive Scheme is comprised of:
Executive Scheme Product Disclosure Statement
Incorporated Material in the form of various factsheets
It can be obtained by clicking the link above.
Retirement Scheme PDS
The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Retirement Scheme, you should read the whole of this document.
The PDS for the Retirement Scheme can be found by clicking the link below.
Retirement Scheme Product Disclosure Statement
Retirement Scheme Supplementary PDS
Important Changes to the Cash Plus Investment Strategy - Amendments to the current PDS on p33.
Supplementary Product Disclosure Statement
Supplementary Product Disclosure Statement
Rollover and Account-Based Pension (formerly Allocated Pension) PDS
The Local Government Superannuation Schemes offer a range of services to help meet your retirement needs.
Prior to making an application to join either of the Plans, you should read the whole of this document.
The PDS for the Account-Based Pension Plan and the Rollover Plan can be found by clicking the link below.
Local Government Rollover and Account-Based Pension PDS
Supplementary Product Disclosure Statement
Financial Year 2008/09 and 2009/10 Pension drawdown relief information
Information sheet
Defined Benefit Scheme PDS
The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Defined Benefit Scheme, you should read the whole of this document.
The PDS for the Defined Benefit Scheme can be found by clicking the link below.
Defined Benefit Scheme PDS
Defined Benefit Scheme Supplementary PDS
Supplementary Product Disclosure Statement
Supplementary Product Disclosure Statement
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