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A product disclosure statement (PDS) helps you understand more about a product so you are able to make an informed decision about which ones to invest in.

Information in a PDS

A PDS sets out:
  • features of the product
  • fees that apply
  • the benefits and risks of investing
  • commissions that may affect your returns, and information about complaints handling and cooling off rights other information that is material to your decision to invest.
  • Please note where a supplementary PDS (SPDS) exists for the PDS, the PDS should always be read in conjunction with the SPDS. The latest SPDS details any changes that may have occurred subsequent to the issuing of the PDS.


    Accumulation Scheme Product Disclosure Statement

    The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Accumulation Scheme, you should read the whole of this document.

    The PDS for the Accumulation Scheme is comprised of:

  • Accumulation Scheme Product Disclosure Statement
  • Incorporated Material in the form of various factsheets

    It can be obtained by clicking the link above.


    Executive Scheme PDS

    The Local Government Superannuation Schemes offer a range of services to help meet your retirement needs. Prior to making an application to join the Executive Scheme, you should read the whole of this document

    The PDS for the Executive Scheme is comprised of:

  • Executive Scheme Product Disclosure Statement
  • Incorporated Material in the form of various factsheets

    It can be obtained by clicking the link above.


    Retirement Scheme PDS

    The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Retirement Scheme, you should read the whole of this document.

    The PDS for the Retirement Scheme can be found by clicking the link below.

  • Retirement Scheme Product Disclosure Statement
  • Retirement Scheme Supplementary PDS
  • Important Changes to the Cash Plus Investment Strategy - Amendments to the current PDS on p33.
  • Supplementary Product Disclosure Statement
  • Supplementary Product Disclosure Statement


    Rollover and Account-Based Pension (formerly Allocated Pension) PDS

    The Local Government Superannuation Schemes offer a range of services to help meet your retirement needs. Prior to making an application to join either of the Plans, you should read the whole of this document.

    The PDS for the Account-Based Pension Plan and the Rollover Plan can be found by clicking the link below.

  • Local Government Rollover and Account-Based Pension PDS
  • Supplementary Product Disclosure Statement

    Financial Year 2008/09 and 2009/10 Pension drawdown relief information

  • Information sheet

  • Defined Benefit Scheme PDS

    The Local Government Superannuation Scheme offer a range of services to help meet your retirement needs. Prior to making an application to join the Defined Benefit Scheme, you should read the whole of this document.

    The PDS for the Defined Benefit Scheme can be found by clicking the link below.

  • Defined Benefit Scheme PDS
  • Defined Benefit Scheme Supplementary PDS
  • Supplementary Product Disclosure Statement
  • Supplementary Product Disclosure Statement
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