Accumulation Scheme
The Local Government Accumulation Scheme has been designed to provide you with flexible superannuation that you can tailor to address your lifestyle needs, both now and in retirement. You have some control over the pace at which you accumulate your retirement benefits. At the same time, the Accumulation Scheme also provides for benefits in the event of your death or invalidity.
This information outlines the main features of the Scheme. It is not intended to be a substitute for the rules governing the scheme, which are detailed in the Trust Deed.
A product disclosure statement (PDS) and associated IBR Fact Sheets help you understand more about a product so you are able to make an informed decision about which ones to invest in.
Information in a PDS
A PDS sets out:
- features of the product
- fees that apply
- the benefits and risks of investing
- commissions that may affect your returns
- information about complaints handling and cooling off rights
- other information that is material to your decision to invest.
Accumulation Scheme PDS
Prior to making an application to join the Accumulation Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme can be found by clicking the link below.
Accumulation Scheme Product Disclosure Statement
Performance information