Product Disclosure Statement (PDS)
A product disclosure statement (PDS) helps you understand more about a product so you are able to make an informed decision about which ones to invest in.
Information in a PDS
A PDS sets out:
- features of the product
- fees that apply
- the benefits and risks of investing
- commissions that may affect your returns
- information about complaints handling and cooling off rights
- other information that is material to your decision to invest.
Please note where a supplementary PDS (SPDS) and/or incorporated material in the form of fact sheets exist for the PDS, the PDS and fact sheets should always be read in conjunction with the SPDS. The latest SPDS details any changes that may have occurred subsequent to the issuing of the PDS.
Local Government Super offer a range of services to help meet your retirement needs. Prior to making an application to join the Accumulation Scheme, you should read the whole of this document.
The PDS for the Accumulation Scheme is comprised of:
PDS
Forms
- Application for Membership - Accumulation Scheme
- If you do not work for a local government council and would like to be a member of the public offer division, please complete the application form at the back of the Accumulation Scheme PDS
Incorporated Material in the form of fact sheets
Local Government Super offer a range of services to help meet your retirement needs. Prior to making an application to join the Executive Scheme, you should read the whole of this document.
The PDS for the Executive Scheme is comprised of:
Incorporated Material in the form of fact sheets
The PDS for the Retirement Scheme is comprised of:
PDS
The Rollover Plan allows you to consolidate and invest your superannuation benefits previously accumulated with LGS, another fund or via certain types of payments made upon termination of employment. Prior to making an application to join the Rollover Plan, you should read the whole of this document.
The PDS for the Rollover Plan is comprised of:
Incorporated Material in the form of fact sheets
Account-Based Pension Plan PDS
The Account-Based Pension Plan offers a simple, flexible & convenient way for you to convert your accumulated superannuation into a tax-effective income stream. Prior to making an application to join the Account-Based Pension Plan, you should read the whole of this document.
The PDS for the Account-Based Pension Plan is comprised of:
Incorporated Material in the form of fact sheets
The PDS for the Defined Benefit Scheme is comprised of:
PDS and SPDS
- Defined Benefit Scheme PDS
- Defined Benefit Scheme Supplementary PDS
- Supplementary PDS - Simplified Super changes in 2007
- Supplementary PDS - new Schedule of Fees
- Supplementary PDS - Investment Changes
Investment options and beneficiary nomination information