LGS

Would you like the security of a guaranteed investment return?

Volatility in markets can leave many people feeling uneasy, particularly if you're relying on your super investment for your retirement income.

So wouldn’t you like to have more certainty about the returns on your retirement investment?

Well, now you can. Our 12-month fixed term investment option offers you the security of a term deposit, the certainty of guaranteed returns as well as all the tax advantages of super.

Our current 12-month fixed term investment which started on 1 December 2011 provides for a guaranteed investment return of 4.25% for Rollover Plan members and 5.0% for Account-Based Pension plan members (net of management fees and tax) if you keep the investment for the full 12-month term.

Applications for the December 2011 fixed term investment have now closed. However, we intend to offer further opportunities to invest in this option in the future and details will be available on the website or by contacting Member Services.

Of course, if you have any questions about what investment option is right for you, you should contact your financial planner or call us on 1300 369 901.

Fair Go

Member Benefits - helping you save!

We all know how important it is to save for our retirement or for any of the important things we want from time to time. At the same time, we also know how difficult it is to actually find ways to save on a regular basis.

In order to help you find those extra dollars, LGS has negotiated a range of special offers for you as part of the benefits you receive as a member. Your Member Benefits program is called "Fair Go".

The Fair Go Member Benefits program provides you with a wide range of offers; from savings on the absolutely essential items like health cover, to savings on important but easily overlooked things like holidays and days out with the family.

Find current offers in the Fair Go section

Is it time to give your financial plan a spring clean?

A lot has happened over the last two years which may have affected your financial circumstances. So if you haven’t reviewed your financial plan recently, we encourage you to take five minutes to answer these quick questions.

  1. Is your investment strategy still relevant to your current situation?
  2. Do you have the right investment mix to maximise your investment returns?
  3. Are you in a position to benefit from the current trends in the markets?
  4. Are you aware of all the Centrelink benefits you are entitled to?
  5. Are you confident that you have enough funds to meet all your future financial needs?

If you answered ‘no’ to any of these questions it may be a good time to review your financial plan.

People’s circumstances change over time. The aim of a review is to ensure that your financial plan remains appropriate to your goals and that you are doing the very best you can to maximise your savings.

As a member, you can review your plan with one of our financial planners at no extra cost to you. You can come in and meet with one of our planners or we can easily talk with you over the phone if that’s more convenient. Just call us on 1300 369 901 to book a meeting.

*This is an indicative range only. Please refer to the Supplementary Product Disclosure Statement for further information.